Kieron
11-11-2004, 06:53 PM
On Tue, 09 Nov 2004 12:24:11 GMT, "Allianz with the Devil"
<Allianz@hell.com> wrote:
>Went through the web page quote process with allianz,
Used the online quoting system a few times. Problem is, they can't get
all the details and have a computer make a judgement decision based on
your driving history, if the system is setup to say 2 at fault
accidents is a no no then thats it, but if you call you can explain
the accidents and a supervisor can make a judgement call.
IE you could have had 2 small accidents totalling $2K in repairs or
one huge one costing $20K, the online system might let you get away
with the 1 accident scenario but not the 2.
FWIW Allianz (and most insurance companies I believe) have a 3 claims
in 5 years allowance, make 4 and your uninsurable. Bastard thing is,
it could have been someone else driving who had the accidents and you
could be a 60% protected NCB driver and uninsurable!!!
If you have 2 cars and are married, don't insure the cars under one
name.
Oh yeah, not at fault claims are included in that 3/5 thing too.
As for Allianz, they were about $200 cheaper than the other main
insurance co's for my XR6.
<Allianz@hell.com> wrote:
>Went through the web page quote process with allianz,
Used the online quoting system a few times. Problem is, they can't get
all the details and have a computer make a judgement decision based on
your driving history, if the system is setup to say 2 at fault
accidents is a no no then thats it, but if you call you can explain
the accidents and a supervisor can make a judgement call.
IE you could have had 2 small accidents totalling $2K in repairs or
one huge one costing $20K, the online system might let you get away
with the 1 accident scenario but not the 2.
FWIW Allianz (and most insurance companies I believe) have a 3 claims
in 5 years allowance, make 4 and your uninsurable. Bastard thing is,
it could have been someone else driving who had the accidents and you
could be a 60% protected NCB driver and uninsurable!!!
If you have 2 cars and are married, don't insure the cars under one
name.
Oh yeah, not at fault claims are included in that 3/5 thing too.
As for Allianz, they were about $200 cheaper than the other main
insurance co's for my XR6.